Personal and Business Planning

 Products and Services


Our daily task is to identify clients' needs and help them achieve their financial goals.
 
Sounds simple...but it involves a detailed, highly personalized, process of outlining goals, analyzing current programs, researching available options and finally, developing and implementing a long-term plan.
 
To help satisfy client needs for wealth accumulation, preservation and distribution and to maintain objectivity and assure competitiveness, we offer a comprehensive array of services and investment/insurance products carefully selected to help meet the financial objectives of individuals and businesses.
 
Personal Planning
  • Investment Advisory Services
    • Professional Money Management Services
    • Mutual Fund Investment Programs
    • Asset Allocation Research & Analysis
  • Retirement Accounts
    • Rollover IRA
    • SEP-IRA
    • Roth IRA
    • Simple IRA
    • Profit Sharing Plans
    • 401(k)/403(b) Plans
  • Life Insurance
    • Term
    • Universal Life
    • Variable Life
    • Whole Life
  • Annuities
    • Fixed
    • Equity Indexed
    • Variable
  • Disability Income Insurance
  • Long Term Care Insurance
  • Charitable Gift Planning
  • Tax Planning Strategies
  • Estate Planning Strategies
  • Education Funding Strategies
  • Fee Based Financial Planning


Business Planning

 Tax-Qualified Retirement Plans

  • 401(k)
  • Profit Sharing
  • Money Purchase
  • Age Weighted
  • Defined Benefit
  • Simplified Employee Pensions (SEPs)
  • SIMPLE IRA

    Employee and Executive Benefits Planning
  • Deferred Compensation
  • Group Life, Health, Disability, and Long Term Care Insurance
  • Flexible Benefit Accounts
  • Dental Benefits
  • Vision Care Benefits
  • Flexible Benefit Accounts
  • Selective Executive Retirement Plans
  • Key Person Life Insurance


    Business Continuation Planning
  • Business Loan Protection
  • Business Overhead Insurance
  • Disability Buyout
  • Buy-Sell Arrangements Funding
  • Section 303 Stock Redemption